There's no ignoring the news about the massive data theft of 143 million consumer’s personal data from national credit bureau Equifax.  This theft could affect a lot of lives and might especially affect home buyers and mortgage applicants. Addresses, Social Security numbers, driver’s license and credit card numbers could all be at risk.  These could be made available to the highest bidders on the Dark Web. 

Home buyers and mortgage applicants may be the most at risk, since there is a significant amount of information on file at the credit bureaus. This could cause serious problems down the road, especially during the buying process.

But don’t worry, as you can take steps to protect your identity and credit.  You can lock down your credit files with fraud alerts or credit file freezes, which will prevent people from opening accounts in your name and will prevent them from getting credit reports.

Here are some website that will help you protect yourself:

consumer.ftc.gov/features/feature-0014-identity-theft

uspirg.org/resources/usp/protect-yourself-against-new-account-id-theft

equifaxsecurity2017.com

annualcreditreport.com